Property-Backed Investment Opportunity
Earn 8–10% per annum.
Secured against
UK property.
Proxima Capital offers private investors monthly income from short-term bridging loans, secured against residential and commercial property across England and Wales.
by our team
paid monthly
on all loans
LTV at outset
An experienced team.
A conservative approach.
We’ve built our platform on three pillars that protect your capital and deliver consistent returns.
Conservative Risk Management
We lend at a maximum 75% LTV using 180-day valuations — typically 10–15% below open market value. This creates an effective look-through LTV of just 59% at outset, meaning your capital has significant protection even in a falling market.
Experienced Leadership
Our founding team has successfully overseen more than £600m in lending over six years. With backgrounds spanning property, investment, legal and finance, we bring institutional-grade discipline to every lending decision.
Monthly Income, Transparently Managed
Interest is retained upfront at loan completion and unwound monthly into your account — by the 10th of each month. You receive a detailed statement for every payment and have direct access to the team at all times.
Simple. Transparent.
Four steps.
Review the Term Sheet
We send you a detailed term sheet covering the property, borrower background, LTV, rate, term and exit strategy. Review at your own pace.
Make Your Pledge
Once satisfied, confirm your investment amount. We call in funds and the loan completes.
Receive Monthly Income
Interest is paid by the 10th of each month, with a full statement showing your loan-by-loan breakdown.
Capital Returned
When the loan redeems, your capital is returned in full, ready to redeploy into the next opportunity.
Your capital is protected by design.
Every lending decision is made with a conservative, risk-first approach. We don’t chase volume — we prioritise the security of every pound invested.
Maximum 75% LTV
We cap lending at 75% of property value, providing a significant buffer against market fluctuations.
RICS-Accredited Valuations
All valuations are conducted by RICS-accredited surveyors. We often use 180-day values — 10–15% below open market — for added conservatism.
Interest Retained Upfront
We retain interest at completion, reducing the net loan amount by ~12% and providing additional security from day one.
Effective loan-to-market value at outset — providing substantial downside protection for investors.
Ready to learn more?
Register your interest and we’ll be in touch to walk you through our current opportunities, answer your questions, and send you our full investor presentation.
Submit your details and your copy of our full Investor Presentation will be sent automatically.
Prefer to speak with the team first?
Book a no-obligation discovery call with Tom or Kobi. We’ll walk you through our current loan book, answer any questions, and help you understand if Proxima Capital is right for you.
Speak directly with
the decision-makers.
No layers, no intermediaries. Your questions go straight to the people who run the business.